Monday, 8 April 2013

Top tips for saving money, budgeting and finding a bargain!

They say that you should write about what you know, well I know A LOT about saving money!

Everytime I watch Superscrimpers (a UK tv programme) I end up shouting at the screen! The tips are really obvious to me. The people on the programme are idiots. It's really not hard to live within your means and there is no excuse for over spending on your income. Here are my top tips for staying in the black:

1) Buy your clothes out of season
Some of my best bargains (limited edition Hunter festival wellies for £15!) have been bought at the "wrong" time of the year. I buy wool coats in summer and tea dresses in winter. Shops need to get rid of these items to sell the more seasonal options, so they are going to reduce them heavily to entice you in.


bargains
Is your piggy bank feeling the strain?

2) Shop around and put some effort in
I don't find all these bargains without a little elbow grease! It really helped when I worked in a shopping centre because I could visit some of my favourite shops daily to check prices. Now, I have a little charity shop next to my work place and I can look out for items they have discarded around the back of the premises. I love to upcycle!
 You do have to put in the hours in order to find bargains. Sign up to your favourite shops' email newsletters and chances are that they'll frequently let you know about sales and discount codes. Which brings me on to:

3) Discount code websites
We use these a lot. Especially if we go out for a meal. You can find discounted prices, get a free starter etc or find free delivery for your clothing orders. My favourites are Vouchercodes and Fashionbeans

Dollar signs might not be helpful
if you live in the UK!

4) Look for the signs
That's a bit cryptic isn't it?! What I mean by this - look out for clothing that has been grouped together on rails or merchandised sideways - chances are that the shop is ready to go into sale mode. Topshop and other Arcadia Group stores will write the sale price in pencil on their labels the day beofre the sale starts. If the item is going to be £15, they will write 0015 on the label.

5) Pick a day. any day
Certain restaurants will do special deals depending on what day it is. For example, Slug and Lettuce do half price food on a Monday and Wetherspoons have a discounted curry night on a Wednesday.
Also, bank holidays and Easter are a great time to go shopping. Most shops will do an extra discount on their stock to entice you out of the house!

6) Designer outlets
Gunwharf Quays in Portsmouth is quite near to my house and also has some lovey restaurants so we can make a day of it. Sometimes, the stock is not great but every so often you can get a great deal. Paperchase is particularly good for discounted greetings cards and photo albums.


Is that enough for now? I have soooo many more tips to share with you but I don't want to overwhelm you! Bonus points if you've read even half of what's above and haven't just skim read the titles!
Let me know if there is a specific area you want help with.....

:)



2 comments:

Jillian Johnson said...

Thanks for sharing this post! You offer useful tips and advice. It's extremely important that people pay special attention to their finances and budgeting, especially in a tough economy. It's also important to know that when money falls short and you're in need of cash, there are ways to get money fast. For example, you can cash out an annuity.

Jules said...

Hi,

Great article and I love these codes sites and I have found a cool one that gives 20% of its profit to charity ( www.myfavouritevouchercodes.co.uk ) so I save money and help good causes at the same time - happy days :)

Jules x